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Results (4172)
Alex SImon Any way to get around FHA owner occupancy restrictions?
16 February 2015 | 7 replies

I'm new around here and if you've taken notice of me over the past few days, you'll see that I tend to post some newbie questions.  This time I've been able to do a little homework and my question is a little less obt...

Justin Waller Primary residence requirements
14 November 2021 | 5 replies

I understand the basics requirements of creating a primary residence but dont see clarity on what actually constitutes the majority of the year spent there. Are there specific guidelines that specify "majority" equals...

Brandon O. FHA loan
26 February 2015 | 6 replies

Hello BP family, I wanted to take out a FHA loan for a 1-4 until building because I feel with the 3.5% DP that's a good route to go. My question is I know in order to go this route you must live at the property at lea...

A W Do I have to give a reason when declining an applicant?
30 March 2011 | 9 replies

If I do, can I use his/her income as a reason?

Or what is your favorite "excuses"? :) sometimes we just do not like a person...

Thanks.

Will Pritchett Over four cash out - legal loophole?
17 March 2015 | 5 replies

We would like to buy a house with cash in San Antonio and rehab it then cash out some of our capital to reuse on another buy and hold - rinse and repeat. We will hit the four loan limit soon. Any creative ways around ...

Chanel Gargula North Charleston- Park Circle (STR)
15 November 2021 | 6 replies

Hi everyone! I’m new to real estate investing and about to close on a townhouse (no HOA) in North Charleston near Park Circle. I’d be interested in using it for STR, but I’m hearing mixed reviews about that possibilit...

Jalon T Wiggins Investing In Indiana
23 November 2020 | 2 replies

My question is for anyone investing in Indiana or anyone familiar with the legal parameters around investing in Indiana. I was told if I were to lease purchase a house from a seller and lease Option it to a tenant buy...

Del Kelley LEASE OPTION or LEASE PURCHASE?
30 June 2019 | 17 replies

From speaking with a couple of mortgage brokers, the option fee cannot be used as "an acceptable source of borrower funds" as stated by HUD. Could the the tenant / buyer sign a purchase contract with a non-refundable ...

Hank Powell Non Occupying Borrower Overlay HELP
9 January 2021 | 13 replies

I am a non occupying coborrower, on a rate in term refi, attempting to purchase my first home. The issue I am running into is lenders having an overlay requiring 12 months of payment receipts in order to dismiss this ...

Alyssa McDonald Landlord legal requirements to code
12 May 2023 | 5 replies

Hi BP community!Have others found resources in your state/city that have provided explicit guidelines for landlord responsibilities for keeping items up to code? I’m trying to plan for an older property that I’ll swap...