I understand that DCRs need to be 1.25 and above for commercial loans, but what source do lenders use to compute those numbers? Tax returns? Just most recent or 2 years worth? Do they ignore depreciation as it appears...

Hi all. I'm wondering if any landlords in Portland, OR can share the screening criteria they currently use. In particular, since the FAIR ordinance went into effect. My screening criteria are out of date, and the laws...

I am currently going through several applications for a unit I have available and was hoping to get some advice on what you ask prior landlords and PM companies when screening a potential tenant.

The main problem is ...

This is an excerpt from a client report:Many chattel lenders are under the impression that SCRA does not apply to them based on materials published by HUD in which HUD disclaims any authority over the chattel lending ...

Hi folks,
I received an application where 4 people who work at the same office would like to rent my SFH. They all applied. credit scores are low but combined income is much greater than rent. No criminal or Eviction...

I have an application from a section 8 potential renter in Dekalb, GA which she has provide me with her SSN and permission to perform a credit check and background check. I didn't realise most sites have the tenant ...

What a ride the past few months have been! It took us exactly 87 days from wet concrete to C.O. I quit my nice cushy engineering job a few months ago and decided to start building new solar homes. It wasn't an easy de...

Hi people! I just put an offer on my first rental property located in Washington DC and it was accepted! Its a 2BDR, 1B condo and is located 3 blocks away from the metro. I have 3 days to back off the deal or break th...

As name suggests, I sense I have some of the parts to build (or start) my real estate investment business.  The problem is I am not sure where or how to start. I am unclear with myself on what (rental, flipping, etc.)...

As landlords, how do you run credit reports/checks against your applicants? Any particular service/website you use? I do have their information including SSN that was turned in as part of the application form.Thanks!