Hi everyone,I've had my mortgage recently taken over by another company, I've managed to log on to their online portal to see they are charging me three times the interest than the principal and had a quick look on Be...

Here is the situation. I have an investment property worth about 150k and a loan for slightly less than 50k. The property is currently financed at 5.125% int rate.  I am considering doing a refi to lower the rate a...

hello,I am looking to invest in a multi unit property. 6 residential units and one commercial unit (one building). What is the best approach to fund and structure this investment? We can pay cash, obviously will get a...

I’m looking to find recommendations on the best commercial lenders from all of you! I want to get a good idea of their requirements and underwriting before my next good deal comes up. More specifically, multifamilies/...

I'm evaluating a property that is a portfolio of 8 condos in a community. It classifies as a commercial property. If I use one of the units as a primary residence, can it still be financed with 5% down, since it's tec...

I bought a 575k four plex here in Tempe Az. Its already in great shape but I am spending 50k to rehab further and realize potential value. Right now I have a hard money loan that funded 460 at closing and is holding 5...

Refinancing loans with a focus on Debt Service Coverage Ratio (DSCR) can be a strategic decision for businesses. Here are some situations when refinancing might be considered:
1. Improved DSCR: If a company’s DSCR ha...

I'm hoping someone here has done a blanket loan on multiple SFH's. They are telling me that they can possibly do a release clause, but is there anything else I should be wary of?
At 7.25% over 25 years they seem to c...

Securing financing is often one of the biggest challenges new real estate investors face. With countless loan options, complex terms, and strict lending criteria, it’s easy to feel overwhelmed. This is where expert mo...

What are the up and downs of seller financing? I'm thinking about asking a seller if they are interested in holding the mortgage, but I know I will need to educate them and myself on the topic. I have no experience wi...