![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2101505/small_1637035623-avatar-evano22.jpg?twic=v1/output=image&v=2)
When screening tenants for your rental property, what factors should you take into consideration during the screening process? I know that verifying a tenants potential income history, criminal history and credit scor...
I am an unemployed college student with about $20,000 and a 700 credit score. I really want to begin real estate investing but am not sure where to start. I have been learning more about real estate through the bigger...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2966851/small_1709783789-avatar-karterr.jpg?twic=v1/output=image&v=2)
Looking for information on the easiest way to get approval from hard money lender if you’re an first time investor
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/174723/small_1694768634-avatar-kartherma.jpg?twic=v1/output=image&v=2)
Hi all, my name is Curtis. (and I can tend to ramble... so fair warning!)
Well, I am coming up in a few years for 'retirement' from the Navy and realize now more than ever that I need to take personal control...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3145726/small_1731571092-avatar-michaeln686.jpg?twic=v1/output=image&v=2)
New to this community, heard great things. New investor looking to learn a lot. Thank you in advance. As I mentioned I’m a new investor. I am creating an llc with a couple friends as we go into this new endeavor. My q...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/869357/small_1621504720-avatar-alisonf6.jpg?twic=v1/output=image&v=2)
I recently quit my W-2 Job an am now having difficulty being approved for even a small conventional loan and looking for advice or tips. The details: I own 4 rental homes that are fully rented and together they cash f...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/151563/small_1621419683-avatar-jenwindy.jpg?twic=v1/output=image&v=2)
I will soon have access to a lump sum of money ($40K) from refinancing a rental home that I own free and clear (I paid all cash, fixed it up, rented it out). Should I use that money to buy another rental home using...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/669299/small_1725963817-avatar-fatimac.jpg?twic=v1/output=image&v=2)
Hey everyone, my name is Fatima Champagne and I'm new BiggerPockets as well as the real estate investing scene. My current goal is to obtain a duplex in the Philadelphia or surrounding area, with me living on one side...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/200226/small_1621432749-avatar-jmd22.jpg?twic=v1/output=image&v=2)
Has anyone purchased a property without any of their own personal money down via a loan with a partner, hard money lender, bank? What are some of the better options thru your experiences? Thanks appreciate all the fee...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2709185/small_1709659530-avatar-treyb87.jpg?twic=v1/output=image&v=2)
Hi-
I have a DSCR loan at $1.575M with 75% LTV and DSCR ratio is just over 1.0. Credit score is 736. I am being quoted a 8.25% on a 2 YR PPP. Is this competitive?