Malcom Smith
Mortgage Payoff Math (is Awesome!)
Hi All,I'm doing the math on the benefits of investing 2K a month into paying my mortgage off early and it looks too good to be true so I'd really appreciate others thoughts on my math:$755K, 28 yrs remaining on a 30Y...
Thomas B.
Can I move into my 4 plex to refinance?
I own a 4 plex and 1 of the units just becqame vacant. My interest rate is 5.75% 30 year fixed with Wells Fargo.
Can I move into that unit and then refinance as a owner occupied property? And if I do that for how...
Jeff Laniado
Should I be getting a mortgage when I own my home outright?
First time poster, long time lurker.Quick recap:I bought a studio co-op apartment 5 years ago in the NYC area for $58,000. I got a mortgage on it (I was 22) and paid off the mortgage 2 years ago, it's not worth about ...
Vic Gutierrez
House Hack, Victorville
My wife and I live in victorville ca, nice area. Extremely nice community. 4 rooms, 2 restrooms, so should I house hack? mortgage is 1600 month. rents for a room can go for 500$ month. Should I house hack3 rooms -$500...
Nick Dillaha
$27k payment to remove PMI?!
Hi, primary residence question. Currently have a townhouse rented and my primary residence. My PMI payment on my house is $212/month. I just had an appraisal completed and because I have only had the loan for less tha...
Steven Frey
Extra money - focus on 1 of 5 mortgages or a little for each.
I have a few properties and positive cash flow. I was trying to decide if I should try to 1) focus on paying off one mortgage or 2) spread a little to each loan. I have a long term perspective on them all. I have a ...
Lance Lvovsky
Tax Reform: IRS clarifies interest on HELOC often deductible
There seems to be confusion regarding how the new Tax Laws affect the interest deductibility of home equity loans and HELOCs. A lot of folks think the new laws do not allow deductibility of interest on their HELOC. Wh...
Joe Kessler
Refinancing a Primary Mortgage at 20% LTV
Hi all,I'm trying to wrap my head around what to do with my current primary mortgage. My wife and I have decided to pay down some debt while real estate prices around us continue to skyrocket and good deals remain so...
Meagan Gauthier
Sell my house as a primary residence or as a rental property?
Additional concerns: tax implications, risks, benefits, & any additional information especially involving paying the least amount taxes.
Mark Mensah
Condo Purchase Question -- Am I getting in way over my head?
Hey all,First time poster and home buyer here. I've recently gone into escrow on a 3 bedroom 2 bathroom condo that I'm hoping to rent out a room or two to help out with mortgage payments. My only issue here is that I ...