![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2157225/small_1622081395-avatar-ajs80.jpg?twic=v1/output=image&v=2)
This could seem like a silly question, but I am going to ask it anyway to gain a better understanding of how a HELOC works. So….If a HELOC is a line of “credit”, what’s stopping me from using my personal credit lines ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2450355/small_1651542066-avatar-laleho1.jpg?twic=v1/output=image&v=2)
I'm a teacher. Every month some of my paycheck goes towards mandatory retirement contributions. I can't opt out of contributing entirely, but I currently contribute to an optional hybrid 457b defined contribution plan...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1231057/small_1694947039-avatar-brendanc42.jpg?twic=v1/output=image&v=2)
Currently own a duplex and am in the process of buying a single family investment property. Another deal has presented that is perfect opportunity for brrrr strategy but want to use traditional bank only for cash out ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/941061/small_1621505929-avatar-alexcons.jpg?twic=v1/output=image&v=2)
Hello Canadian BP’ers,
Looking on some feedback regarding a strategy I stubbled upon. If you bought a house a year for 10 years (assuming cash flow positive as well), and on the 11th year refinanced the 1st house to ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/637147/small_1694590625-avatar-thomask51.jpg?twic=v1/output=image&v=2)
Hi! I'm new to the real estate investment game. I'm looking at getting a first time homebuyer loan for a property where I will live in one side and rent out the other. I found a bank where I can get a loan as low a...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/246585/small_1623217531-avatar-jleithem.jpg?twic=v1/output=image&v=2)
Hello,
I am about to close on my first rehab project in the Se Portland area. I'm curious what I can expect to need permits for and what that process usually looks like? How long does it take to get them, how much etc...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3171168/small_1737158951-avatar-abel19.jpg?twic=v1/output=image&v=2)
How to use 401K?$200,000 in 401K, rental mortgage payoff is $130,000. Rental gives $500 monthly income from $2,000 rent. Should I use 401K to payoff mortgage and have that $2,000 as income OR take 4% of that 401K (onl...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2165945/small_1625435005-avatar-jamess1267.jpg?twic=v1/output=image&v=2)
I know this may be a weird question to ask on a real estate forum (Im thinking the vast majority of responses will be pro real estate), but I wanted to get some different perspectives from the BP community. I current...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/968733/small_1695062463-avatar-noahm18.jpg?twic=v1/output=image&v=2)
Getting starting in buy-and-hold and trying to do as much preliminary research as possible. In the process of getting a first investment property right now. For the time being I plan on doing all the listing/advertisi...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/817008/small_1621504112-avatar-gregorya16.jpg?twic=v1/output=image&v=2)
Hello BP!
I have about $30k in my TSP(government 401k for service members) that I am looking to roll into a self directed IRA so that I could invest it into a multifamily real estate deal.
How does the logistics o...