Patrick Rowe
Commercial Loans Vs Conventional Loans
I have 4 single family rentals finance in my company name with commercial loans on them. I would like to the pros and cons on financing them with a conventional instead of a commercial loan.
Robert Reyna
BRRRR With a VA Loan
I have devised a plan and need y’alls help to tell me if this is even possible and the obstacles I’m going to run into because I know for a fact I’m gonna run into a lot and this might not even work. I was thinking ab...
John Chapman
Fannie Mae loan for investor with over 10 financed properties
I have 13 conventional (fannie mae) loans. I have a duplex that I would like to get conventional (fannie mae) financing on. I have a good commercial lender but the rates are still significantly higher than on con...
Lukas Labanauskas
Best PMI estimation method?
Hello,
I am wondering what is the best way to estimate the PMI payment with a low 5% conventional loan in Southern California?
Looking to purchase a 1-4 unit property just need help estimating the numbers.
Thank you,
Dilbar Chhokar
BRRRR with Conventional Loan?
Hello BP!
I am looking to get started on BRRRRing my first property and I am curious to know if it's possible to do a BRRRR by putting down 20% and going with a conventional loan and if I have the funding to complete...
Steve J.
House Hacking Loan Strategy
Hello BP!I am currently house hacking a SFH which I used a conventional loan for. I am coming up on 1 year, and keep hearing that we are at historically low interest rates so I want to make my next deal ASAP. My plan ...
David Lao
FHA with 15% Down or Conventional with 25% Down?
I'm in contract to buying a 4-plex in Oakland for 1.1 M. I plan to owner-occupy one unit and rent out the other three. I wanted to take out an FHA loan while putting just 3.5% down, but due to FHA's self-sufficiency ...
Hannah Wilkinson
Conventional Mortgages vs. Portfolio Loans
Hey BP Community!As I am forming a strategy to begin financing deals I wanted to know if there was an advantage to using conventional loans until I am maxed out at my 10 mortgages (thanks Fannie) or should I go right ...
Matthew Terry
When to refinance a portfolio into a commercial loan?
Greetings BP Mates,I'm closing on my 5th SFH and intend to buy a 6th soon, but this pesky thing called the debt-to-income (DtI) ratio is starting to get a little high for conventional loans. I started investing early ...
David B.
New Seasoning rules for cash buys?
Hi all,I have been using a credit line to purchase properties in cash. This gives me better leverage to negotiate with the seller. Then I refinance on the other side after Iv done repairs. Recently, I spoke with my le...