Ody Orad
First Time Home Buyer - Does a new cc affect mortgage application?
Quick question as a first time home buyer, I currently applied for a new credit card and I am looking to buy a house very soon (within the next 3 months). Before this new CC, I had a credit score over 700, will this ...
Asher Anthes
Credit score issue for financing
Okay, so I'm trying to do a cash out refi. I've talked to several lenders, and apparently a middle score of 700 is a big cut off point. One mortgage broker told me the difference between having a 701 score and a 699...
Hadar Orkibi
Applying for Credit Card?? STOP And Read This
Hi BP friends,
On Friday I had a good lesson I want to share with you when it comes to FICO score.
I’m about to close on a deal in the next 30-60 days and lock rates on Monday prior to the Fed increase on Tuesday.
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Rose Jones
Why is my credit score going down?
Feels pretty yucky. I took some money out of my 401 K to pay back some debts. I paid off almost 6,000 in a high interest credit card , The next day my credit score dropped 90 points. WTF?
John Barrows
Credit Score Improvement companies access to your bank accounts
I was inquisitive about these so called Credit Score Improvement companies and how they work. So, I looked into them to see what they could do for me. I was astonished at what I found out about how they operate!1. Whe...
Account Closed
best way to build credit score?
i took a class with Richdad poor dad a while ago and the guy said that you want to have as many credit cards as you can get. i have heard that having too many credit cards hurt your score.so my question to you is, wh...
Jordan B.
Creative Financing! - Leveraging interest free Credit Card for Rehab
Hi All, I recently purchased another rental property and planning the rehab now. I expect to pay around $40,000 to $50,000 in expenses. I wanted to creatively finance this and take advantage of any cash back/rewards. ...
Nathan Witte
Secured vs. Unsecured Credit Card
Hello,What is more valuable when starting a credit card to build my credit score, an unsecured or a secured card?Thanks,Nate Witte
Alex Ortiz
What debt to pay off first.
Hi All,I am trying to improve my credit score as quick as possible I currently have a credit card which has a max of $1000 and I currently owe $900 on it so my utilization is very high. I currently also hold a car loa...
Scott Sutton
How do I improve my credit score?
Hi everyone,
Sometime over the next 6 to 12 months, I plan to acquire my first investment property. My current FICO scores range from 726-738. Four years ago, my scores were around 790.
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