Jens Nielsen
Does my bank use a different credit score than agencies report
I have excellent credit > 800 when I get my score from the various credit agencies. I also get the same score on CreditKarma and on my credit card website. However, I do have one closed collection account om report...
Shaun Minton
How can landlord report payment history to 3 Major Credit agencies?
Hi there - I have rented the same home now for over two years with a perfect payment history. However, our landlord is just an individual that moved out of her place and rented it to us. She is not a business, etc. so...
Ruth Kelly
Advice? Screening app w/ collection items "disputed by consumer"
Hi there, I have some experience leasing for a little over a year, and I haven't run into this particular combination of issues until now. Context: As is baseline standard for screening, I require all applicants to pa...
Ty Wesley
free credit check??
Has anyone ever tried getting their "free credit report card" from Experian on credit.com?? If so, is it really accurate? And does it really not affect your credit score like they claim??
Johnny Kim
adverse action notice rental application denial on Tellus Naborly
We are going to post our property for rent in a few weeks and plan to use the Naborly / Tellus screening service. I have a generic form that I got from the bigger pockets rental book for sending an adverse action not...
Lane Kawaoka
Has anyone done this to get business credit in lieu of Heloc?
Business credit does not use personal creditUses your Business EIN1) Set up a business, website, physical address, land line2) Get setup with reporting agency – write to reporting agency to see if you have an existing...
Mark Hu
How to verify identity theft?
Every applicant with bad credit has an excuse why. A common excuse I get is they suffered from identity theft.
Is there any way to verify an applicant truly has suffered from identity theft? It is extremely r...
Hyung ku Kim
First time using Rentprep
I have 2 questions when using rentprep to pre-screen a tenant. This is my first time pre-screening a applicant and there is chance that I may need to decline an applicant due to what is showing on their Credit bureau....
David Martz
Suggestions for Travel Credit Cards
Good afternoon! I am new to the biggerpockets community and excited to be a sponge. My wife and I are working on saving money to buy properties. In the meantime, we want to take advantage of building points on cred...
Account Closed
have you fixed someones credit?
i took a course last year on finding tenants who want to purchase a house but they can not due to bad credit --> lease optionsi have a paper that shows me how to fix their credit. basically i file a complaint. 1 l...