Giancarlo Valverde Barriga
DSCR Loan recommendations
Hello all, out-of-state investor looking to invest in Cleveland, OH. I am a new graduate and do not have two years of income for a traditional loan. I am looking to borrow ~$90k. I have enough for the downpayment + re...
Austin Payne
When are online payments considered paid?
Hey guys first time posting here! I recently started using cozy.co to process online rent payments. Do you consider rent paid once the payment is sent or once it is finished processing?
Julien Nassini
Urgent property refinance
Good morning All,
I hope all is well, I would like to share my issue with you all for some advise on how to tackle this problem. Last year around this time my dad was sick and I have to move overseas since he died to...
Noa Zell
1031 Alternatives for back to back escrow deal
Are there any good alternatives to a 1031 exchange for a back to back escrow deal, since the property in question will never be under my name? I have an option to purchase at an attractive price but would rather not ...
Jerry Charlton
Posted Mortgage Rate Rip Off (Canada)
The most recent mortgage rule change that has yanked the welcome mat from underneath first time home buyers has put the spotlight on Posted Mortgage Interest Rates.The Posted Mortgage Interest Rates used to serve just...
Kristi Beeksma
cozy co rent collection with roommates
Planning to use Cozy for rent collection for a property housing 4 roommates, and it looks like it has a feature to request payment and collect from each of them individually. Does that work for people or do you just ...
Greg Strunak
Security deposit/ damage
Bp friends, we recently just had our first bad guest. Long story short they brought dogs(against our house rules) the dogs damaged the furniture. They also smoked weed in the house stinking the whole house up badly an...
Keith Gilad
1031 exchange (Can we turn long term rental into short term)
Hello, I recently sold our long term rental property in Los Angeles and then purchased another property in North Carolina through a 1031 exchange. Am i able to turn the new property into an Airbnb/VRBO without being p...
Evan O'Brien
Fees with credit scores
What’re everyone’s thoughts on borrowers with higher credit scores having to pay additional fees due to the New Federal Mortgage Fee Plan that is being put into place?? So ridiculous
Lisa Graesser
Use 4O1k money or start a self directed IRA
My husband will be 57 1/2 in 2019. Is there an advantage to starting a self directed IRA with money he has in a past employers IRA or just draw money from that IRA or his regular 401k when he turns 57 1/2, if we wante...