When renting my properties, I have prospective tenants claiming their felt being discriminated aagainst because they were declined due to their credit score or income. Though I am free from such complaints since it's ...

Been doing a little bit of reading of Ray Dalio. He argues that the economy goes through short-term and long-term debt cyles. The main idea is that debt cannot significantly exceed wage growth or a bubble is crea...

This page contains resources to help you understand the rule and its implications.

"The CFPB amended Regulation Z, which implements the Truth in Lending Act (TILA). Regulation Z currently prohibits a creditor...

Hi I'm looking to pull the trigger for a third time.  But not sure if I'm ready, due to an outstanding debt. Should I wait to become debt free before I pull the trigger for a third times?

Have you used any of the Home Depot consumer credit cards and which one? What card offers the best rewards?I just learned they offer a project loan card with credit lines up to $55k based on credit score. It could be ...

A huge misconception people have is that they have 1 credit score, or that they even have 3 credit scores.  The credit scores that lenders use are from the Fair Isaac Corporation, FICO.  Any scores attained from other...

USAA participate in consumer fraud along with their business partner seedcapital.com known as Seed Consulting LLC base in Nevada.seedcapital.com is dishonest of raising capital for their clients through their business...

Hello from San Francisco!

I joined BiggerPockets to share my expertise in condominium management and property management. While my professional career has been in consumer credit underwriting and credit bure...

Below is today's CFPBs Bulletin on Credit Repair Companies (Fraud)I have assisted Tenant Buyers get mortgages with damaged credit and high DTI since 1986.If you are recommending some credit repair companies to tenant ...

Hello, Separate but related to an earlier consumer credit-related post from the Wall Street Journal, this article describes how credit is used in calculating auto premiums. Search for it Google and it should be the fi...