I've read in several places that it's the credit bureaus that provide list companies with 30-, 60-, 90-days late data. What do the (privacy-related) laws say and what do the bureaus do to create these data that makes...

I'm trying to find out how to have my friend make payments for renting through some kind of servicing center that will help build his credit and give him down payment at the same time to eventually buy the home he's r...

Hi - I have a small portfolio and want to help tenants on lease option improve their credit for an FHA take out. Has anyone used RentTrack or similar. The smaller ones like RentalKharma only report to TU and charge te...

Hi.  I'm about to buy my first rental home and it's already tenanted.  I'm going to self-manage the property. How can I ensure that my tenant gets the "credit" for his on-time rental payments from the credit agencies?...

Pretty basic question for the seasoned vets:I have a property in PA in my own, personal name that I’m looking to let go to tax sale. Will this affect my credit reports in any way?

I recently heard about VantageScoring and did some research. Thought I'd share what I found here with all of you.

What's Your VantageScore?

Since the 1970’s credit bureaus have used FICO scoring as the main model...

Hello Everyone,I am currently in the process of purchasing about 4 properties using debt secured with promissory notes (lender is my father and grandmother). I've resorted to this strategy after being turned down by t...

I was talking to a lady in the business loan department that handles are bills and they made a mistake on one of are payments and did'nt record the payment and thought we were late. So we called them and got it all fi...

Good morning all,I have a past tenant (just moved out) that paid on time without trouble. She had a parent co-sign for her on the lease, and he has asked if I would be willing to submit her payment history to one or m...

I am helping someone sell their mortgage notes they create by them selling houses to people and taking back a mortgage and note.

My Question: Example:
The people have payed six months payments and have been on tim...