Christian Sidaros
70% ARV Financing?
Hi everyone, I’ve flipped 4 houses in the last couple of years and now I’m looking for a new lender to work with. My current hard money lender has been good however the extra costs on top of the down payment have been...
Cammie Lewis
Buying Notes Without LLC or IRA
Hi everyone,My name is Cammie and I'm trying to start my note investing journey. My wife and I plan on investing at 20-25k to buy a note or two each year. I hear a lot about people using IRA accounts and businesses to...
Michael Shadow
ingdirect.com for a mortgage
Has anyone ever used ingdirect for a mortgage? Their rates look pretty good and their closing cost of 895 looks good to but what all does that include? Does it include everything, title insurance, recording fees, or...
Bryce Richards
Hard money lender advise
Thoughts on this hard money lender deal...Will finance 100% of the purchase price and construction. 6-12 month termsNo points or any other fees (origination etc)20% apy75% APV needed on dealThoughts on this deal for a...
Sheri Lowrance
Long-term capital gains tax calculation
Can anyone confirm definitively what the calculation is for determining the federal capital gains tax on the sale of a long-term asset (rental property) for someone in the 15% capital tax bracket? I tried to get this...
Veronica Ivy
Balancing Down Payment with Solo 401k Loan Repayment
Hi experts. I have a property under contract. I'm going to use funds from my Solo 401k for the down payment, repaying it at 4.25% over 5 years (the interest goes back to me, which is the great thing about Solo 401k lo...
N/A N/A
Refi Question
I have a question that I believe can be answered more easily than the way I am going about it.
In the case where someone takes out a loan and then decides to refinance at a lower interest rate later, I am trying to ...
Justin Clemmer
Rental property analysis
I have only just begun researching real estate investment so I've been analyzing random properties for practice, and I came across one that seems really good to me but I'm wondering what I might be missing. I've tried...
Rachel Odumu
Looking for all things 203k in Northern Virginia
Hey everyone,I have recently been approved for a FHA 203k standard loan of 650k. I’ve found a property that I would like to rehab in the Old Town Manassas area of Northern Virginia. I am wondering a couple of things…...
Brian Knox
Comparing two lenders' closing cost estimates: apples to apples?
Two of my lenders sent their "closing cost" estimates for a loan amount of about $50k.One guy seems to have included everything and the kitchen sink (termite inspection, entire year of home insurance, courier fee, etc...