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It's been a while since I've shopped a residential loan (last few have been commercial). I'm actually house hacking a three unit and need to pull out an owner occ residential conventional.In the past, I just went th...
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How do I improve my credit score in 4months to purchase a home
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If I have a boyfriend and girlfriend who are both applying to be tenants, one qualifies and one does not (low credit). Do you guys require all applicants to meet your criteria invidually? Is it different if they are m...
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Does anyone have a template they could share that encompasses rental income & also income derived from my company(which also comes from buying and selling homes as a Realtor) I am trying to give a to a bank for...
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I have bad credit and my partner has good credit we formed a LLC together and is planning to start doing the BRRR strategy and eventually get a business line of credit ..how can we get loans and business credit lines ...
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Hi, I have been seeing a lot of posts about tenants applying for a lease through a property manager, and getting denied for a low credit score. Whether its for a rental property or multifamily, I assume investors meet...
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Hey everyone,My upstairs tenant had some leak issues from the attic this past week due to a leaky AC unit. The leak was just resolved, but as a result there are 2 big holes in the ceiling (about 1’x2’). The HVAC guy r...
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I found an opportunity that might be worth while for investors. I am a newby but I do own a couple of SFRs. This property is located in a coastal community has a 2000 s/f commercial bldg, and two SFRs, maybe three. ...
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I’m looking for some general knowledge about understanding FHA loans. Are there income cut offs for qualification for FHA loans? For example, If your income is $100k+, you can still put down a minimum 3.5% with a scar...
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Hi I'm looking for lenders that will do a bridge loan on 2 properties that I have listed for sale, so that I can purchase the target property, in a 1031 exchange. I would like at least 75% LTV and a 20% down for the ...