Nick R.
Applying for a mrotgage with multiple brokers. Good idea or bad?
I'm in the process of looking for a primary residence and have heard differing opinions on whether or not you should apply for a mortgage with multiple brokers. Some say it's not good for your credit to have additiona...
Zachary Blomberg
Question about HELOCs
Hello! I am interested in opening a HELOC to tap into the equity of my house without changing my current interest rate on my mortgage. I have been shopping lenders for a few days and they offer varying numbers for max...
Adam Pervez
Mortgage rate at 6.5-6.7% for a 5% down
Hi,I have worked with a few lenders and have been seeing rates for a 5% owner occupant conventional loan floating around 7.1 - 7.3%. I recently got in touch with a smaller bank that is able to do a 6.5% interest rate....
Deborah Wodell
Lender Red Flags: Which Lenders Have You Had Bad Experiences With?
As both an investor and a broker, I’ve worked with a variety of lenders, and while many are solid, some have issues—whether it’s delayed closings, surprise fees, or poor communication.
I’m curious to hear from the co...
Jiva Segaran
Fix & Flip Hard Money lender credit check, tax returns, app fee?
So I have an investor client who is using a hard money lender offering 7% and 2 points (the "broker" is adding 2 points and a $1000 application fee). They run credit, require 2 year tax returns, pay stubs, 10% down a...
Dannielle VonDerLinden
Fee for Cash Out Refinance broker
Hello there. New to site and new to investing. Buying 2nd and 3rd props and closing in next 2 weeks. I am going to be cashing out on a refinance. I met a broker who says he can help with 2-3 week cash out with up to ...
Alex U.
Best rates for San Diego, CA
Trying to do a refi on my house was wondering who some of the best lenders are. ?
Currently best I could find was 2.65% 0 points on 7/1 arm
Looking to get 30 yr fixed around 3 with no points.
Ramki D.
Fixed vs ARM for rental property
My lender is offering 4% rate for 30 years fixed and with half point (1300$) 3.875% for 30 yrs fixed. Is it a good idea to pay half point (break even in 69 months)? Or go with 4% and refi at lower rate later. If I ref...
Lem Diaz
HELOC suggestions (California)
Can you fine folks recommend a good institution to get a HELOC? I've done some research already around Comerica, Alliant CU, Stanford CU, BofA, and Wells Fargo. Seems to me that the trade off is higher rate or highe...
Vince Le
What does "NO POINT & NO COST" mean when refinancing?
What does "NO POINT" mean in the ad: "Refinance your mortgage loan when interest rate goes very low with a lender offering NO POINT & NO COST?" Thank you.