So I am going through the lending process with another lender and we just got my rental appraised last week. Now Quicken, who has the current mortgage, has gotten the notice that I’m about to pay off the loan and then...
Hi,I have worked with a few lenders and have been seeing rates for a 5% owner occupant conventional loan floating around 7.1 - 7.3%. I recently got in touch with a smaller bank that is able to do a 6.5% interest rate....
My lender is offering 4% rate for 30 years fixed and with half point (1300$) 3.875% for 30 yrs fixed. Is it a good idea to pay half point (break even in 69 months)? Or go with 4% and refi at lower rate later. If I ref...
So I have an investor client who is using a hard money lender offering 7% and 2 points (the "broker" is adding 2 points and a $1000 application fee). They run credit, require 2 year tax returns, pay stubs, 10% down a...
Hello there. New to site and new to investing. Buying 2nd and 3rd props and closing in next 2 weeks. I am going to be cashing out on a refinance. I met a broker who says he can help with 2-3 week cash out with up to ...
As both an investor and a broker, I’ve worked with a variety of lenders, and while many are solid, some have issues—whether it’s delayed closings, surprise fees, or poor communication.
I’m curious to hear from the co...
Trying to do a refi on my house was wondering who some of the best lenders are. ?
Currently best I could find was 2.65% 0 points on 7/1 arm
Looking to get 30 yr fixed around 3 with no points.
Can you fine folks recommend a good institution to get a HELOC? I've done some research already around Comerica, Alliant CU, Stanford CU, BofA, and Wells Fargo. Seems to me that the trade off is higher rate or highe...
What does "NO POINT" mean in the ad: "Refinance your mortgage loan when interest rate goes very low with a lender offering NO POINT & NO COST?" Thank you.
I have a partner who is willing to do a hard money loan for me...Are hard money loans ok to do when you first start out in real estate?Kortez