Credit score is below average. Looking for helpful improvement tips
So, my wife would like HELOC of 25K from a rental property to pay high interest (24%) CC debts. Is it better to refinance this house and cash out 25k to pay debt? This also gives a chance to be on deed (in GA) as we m...
Hey bp,I am currently looking for my first credit card? I am aware it will have to be secured, however I’m looking for a card that has good benefits or can set me up for something bigger in the future. I was thinking ...
Hello,I'm about to finish the BP book on negotiating real estate and it talks about finding what is owed on a property to get an idea of the rock bottom offer would be accepted.Does anyone have a recommendation on how...
Does anyone know which credit cards will report an authorized user to credit bureaus? I’m trying to add my kid so he can build credit early but can’t find a card he can piggyback with me that will actually report to c...
Hey everyone!I'm looking to purchase a house out of state to use as a rental. I live in Illinois, and am looking to purchase one in Indiana. The home will cost around 8-10K, and the rehab will cost another 10-20K. I ...
Hello,I plan on buying my first multifamily this summer with an FHA loan. My lender said that I need a min. 650 FICO score and that they "take the middle score". My scores are as follows:Experian FICO Score 2: 586Expe...
Hello all! New investor here, as i was thinking of ways to come up with cash for a down payment i started to wonder has anybody leveraged a credit card for this? I have business credit and have a 50K limit card with 0...
Hey BP Family,Can a regular bank loan be used to buy RE in cash or is that frowned upon?Thanks,Lisa
BP,Have a Owner Occupied Duplex that I have been renting out and fixing up for the past 8 months. Wanting to pull out equity with a HELOC and look for another 2-4 Unit use that money on a down payment.Question: Say ...