David Hartmann
New home buyer in Houston area using VA Loan. Already Approved
Hi, as the title states, I am already approved for a VA home loan. I am a first time home buyer in the Houston area looking for a great Realtor. I am looking at homes in the Humble area, but I am not apposed to other ...
Mark Middleton
New Investor, Loan Approval Question/How Should I Spend My Time?
Hi,
I have a few questions for people more experienced than me, but before I ask them, I should give some relevant background information.
I'm a recent college graduate (22) looking to buy my first owner-occupied re...
Tomer Amir
Bank didn't approve the loan, does the buyer gets his deposit ?
Hi everyone,The situation is this:The buyer wants to buy a house for 200K, he singed on a purchase contract and on a deposit of 4KAppraiser said that the house value is 170K and the lender is refusing to finance at a ...
Juan David Maldonado
What increases my odds of being approved for a mortgage loan?
What does the mortgage officer look at the most when determining if an applicant will be approved or not?
Keshera Lyons
What to do if not pre-approved for a mortgage loan?
Hey everyone, I just have a question about mortgage pre-approval. Any thoughts or ideas on what to do if you do not get pre-approved for a mortgage? A few years back I tried to join a group called “rock star inner cir...
Simon K.
Mortgage Loan Guarantor - will it help you get approved for more?
Hello, I was wondering if I would be able to qualify for a higher mortgage amount if I had a guarantor (father) with me. Does that make a difference? Will I be approved for loans I would otherwise be denied?
David Coronado
Process to get approved for a Construction Loan & Land Purchase?
Hi BP,I've been buying houses, remodeling them and then selling them in the Bay Area for the past couple of years. I now want to take on new developments, buying a lot, building a new house and then selling it all und...
Burt L.
How Much Can a Loan Cosigner Really Help Get You Approved?
I'm looking at purchasing an owner-occ SFR for myself for first time in decades and am no longer a W-2. Multi-family DSCR's were much easier to obtain, I'm recognizing. I'm off from meeting the DTI ratio by a ways, a...
Dale Viljoen
What happens if your loan doesn't get approved within time frame
Currently I am learning real estate in terms of the purchase of the property and everything involved with it. I have currently read that most conditional periods sit at around 10 days from the day the signed offer (wh...
Ashley Sommer
Make a large payment toward student loans before getting pre-approved?
Hi,
My husband and I are looking to get pre-approved for our first home very soon (this weekend). Our only debts are his student loans. Our combined assets outweigh his total debt (not sure if this matters).
My hu...