I have lived in the San Francisco bay area for the last 15 or so years, and am anxious to start doing some buy-and-hold investing.  However, it seems that price-to-rent ratios are solidly over 30 in my area, and gener...

I haven't been doing this as long as some of the big time investors here.  But I've had a pretty interesting run over the last 20 years.  And I'm just wondering if anybody else is seeing the same thing.  I started in ...