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Results (10000)
Garrett Nuzzo Saving for down payment
20 December 2022 | 13 replies

Newbie here.... How have you seasoned vets been holding your cash when saving for a down payment? I am about a year and a half out from my goal and feel like having cash sitting in a savings account is a horrible way ...

Eric Davenport How to save money when starting out?
6 April 2018 | 7 replies

Hello All!My wife and I are new to real estate investment and hopefully will be buying our first property soon.  When researching deal analysis I have found a large debate on calculating expenses and saving money. Som...

Marc Appel Front load my mortgage or save extra money
3 March 2018 | 12 replies

Thanks for your suggestions below.

I bought my first rental property 3 years ago for 336K. It’s now worth 470K. Mortgage including taxes and insurance is $1750 a month, and rental income is $2500. Right now I’m payi...

Victoria Radcliff Over pay on a mortgage?
17 October 2020 | 15 replies

On your own personal mortgage (or rentals) do you may more that what is asked? I have all my friend that pay $100 or over the dollar amount required when their mortgage. Do you do this? If so, why? If not, why?Thanks ...

John Paul Best place to park cash
18 February 2019 | 20 replies

Our current Citibank pays 0.12% interest on savings in the money market savings account.Time to move cash out of that bank.Where do you think is the best place to park cash and earn more %.      100K  for about 1 year.

Michael Mulroy Strategy for Property #3
11 June 2019 | 4 replies

I am looking for advice on adding my next property. I currently have two condos with the following financials:Unit 1: cash flows positive $235/mo, with about 10 years left on the loan ($23k remaining at 3.84%)Unit 2: ...

Michael Montana Cash Out Refinance or Not
17 March 2021 | 4 replies

Backstory: We purchased our primary residence 3 years ago and now have about 100k in equity thanks to the current real estate market. And with the low interest rates, we are going to refinance our house. We currently ...

Kyle Kline Personal Funds vs. HELOC to Fund a Property
14 June 2024 | 14 replies

Hello,My question is how to decide which source of funds to use for which part of the investing process. If I have saved roughly $15-20K of my own money and have about $60K in a HELOC, which should I use first? Should...

David Castillo Save for BRRR or pay down current property
9 September 2022 | 4 replies

Hello,
Hi, my name is Dave. I'm lost and I do not know what I am doing. Earlier this year, I purchased my first 4-plex investment property on a 30 year mortgage. I currently have only 14% equity in this 290K property...

Joe M. What would BP do? Paying off vs other options
16 April 2018 | 25 replies

What would Bigger Pockets do?I currently have some options (which are a good thing). I am trying to figure out the best one to choose, hopefully you can help give me some things to think about and choose the right on...