Natalie Landry
Applicant with a bankruptcy - what to do?
Our minimum qualifications for our 4-bedroom rental home lists, among other things, "Applicant must exhibit a responsible financial life. Credit score must be a minimum of 600." Three adults submitted applications to ...
Bridgette I.
Are there really consumer FICO scores and lender FICO scores?
Experian says my FICO is 816. My lender showed me my credit report that she pulled and Experian says my FICO is 695. When I asked my lender about this, her reply was that there's a consumer FICO and a lender FICO th...
Jose Pena
How can I use credit to buy real estate?
If you got $50,000 in credit cards at 0% interest for 12 months. How would you use this to start investing?
Justin Chang
Advice for a newbie !!
Hi everyone!!so excited to be here . I am new to bigger pockets and real estate investing. I am from markham ,canada my current situation is I have a rental property with a cash flow of 300, current mortgage of 130,0...
Andrew Magnowski
Lender interest rate
Hello,
I’m looking to purchase to a multi family home in NYC/Bronx area. The house itself is a 4 family. The property is going for $770,000. I’m putting 25% down, owner occupied. I just wanted to know if an interest ...
Rodger Curbelo
What would you do? 575 Credit. 20k in Savings, ready to buy.
Context: I have bad credit. My fiancée has good credit. I have proof of income. She doesn’t work. We have 20k in savings, we’re ready to buy. Question: What would you do? How would you actually go about making this ha...
Sarah Miller
Potential Tenants - Real doozies!
Ok, I have 2 applicants right now for one of my properties. Neither is ideal but I haven't straight up decided to deny either one yet. Rent is $650/mo. Here they are:1. 40-something year old mom and 18 year old son...
JDee Moore
Any loans out there that fit this criteria?
Hard/Private money (10-20k) for renovations of my primary 2008 build track home and then refi cash out to payoff loan. - mortgage balance 213k- ARV 315-345k- credit score 680- state job (14+years) 113k/yearAny loans o...
Christopher Dunson
Need to add co-signer to LLC as a member to make him eligible
A year ago, I purchased two Four plex with the plan of improving and refinancing within a year time period. More or less the BRRRR strategy. Of course there have been all of the unexpected learning experiences from th...
Mia Gomez
Where do I start?
Sooooo, i just finished reading the ultimate beginners guide.... And I'm stuck on where to start. My credit score is a 520 and I fear that it'll affect my ability to get a mortgage loan. Who should I turn to? Does my ...