Justin Golden
Getting a loan with self employment income
Good afternoon!I just recently separated from the military and my wife and I will be moving to Washington, D.C. I will be starting a business and my wife makes self employment income as well. Obviously this does not l...
Kellie Powell
Educating myself on self-employment / new LLC
Can you suggest any books or podcasts, web sites, articles, you-tubes, etc. I can educate myself with? My husband and I have formed an LLC, we are flipping houses. We both currently have a 9-5 job. We are financia...
Jessica Wygal
Self Employed Applicant - Full Year Up Front???
Help me with this scenario. Two adults have submitted an application. Both have no evictions, no criminal records, credit scores above 750 and less than $1000 in credit card balances. HOWEVER, they are ‘self employed’...
Mikey Schaefer
Qualifying for HELOC with self employed income
My day job is a photographer and cinematographer, I have an LLC for that work that files taxes as an S-Corp. I generally pay myself a reasonable W2 salary (about half of Business income) but 2020 was a bit different....
Lukas S.
Getting conventional/fha loan as self employed
Hello,I'm looking to purchase a property to live in and want some advice on if getting a conventional loan is possible. I have 2 years of tax returns increasing from 60k to 160k from 2020 to 2021. This year it will be...
Josh Koett
Notes- Employment and looking for local companies
Hello BP Community, I'm getting started in notes and wanted to get more experience by working for a company that deals with notes. I'm not sure if there are companies that just do that, but I haven't been able to ...
Stella Guan
Non QM Loan for Newly Self Employed
Hi, I'm newly self-employed (~6 months) after resigning my W2 job and starting a business. Been trying to purchase a single family home in California as primary residence. Due to Covid, most non-QM programs have dried...
Stella Guan
Non QM Loan for Newly Self Employed
Hi, I posted in the lending forum but was advised to post here as my question is California specific. I'm newly self-employed (~6 month) after resigning my W2 job and trying to get a loan to purchase a single family r...
Jonathan Cevallos
Utilizing my 401k with an old employer
I have a 401k plan with an employer I no longer work for in 3 years. I want to use the funds for my second deal, but I don't want to pay the early withdraw fees, etc. What are my options?I know I can't take a loan out...
Morgan Stelly
Self-Employment History - Less Than 2 Years
Hello! I have many years of W2 income with no gaps. Recently (April 2022) I left my W2 job to start working for myself. I have made a consistent income from my client of around $11k/month. I tried applying for a conve...