![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/918883/small_1621505543-avatar-jessica7.jpg?twic=v1/output=image&v=2)
Hi everyone! I'm so happy to be posting for the first time here at BP! I'm a long time podcast-listener and have been reading the forums and blog posts for a while. Also, I'd like to share that I'm closing on my first...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/644379/small_1621494528-avatar-joeg93.jpg?twic=v1/output=image&v=2)
This is the most basic budget question. My wife and I use Mint.com to track our finances and we just finished sitting down and looking at our spending for the year. This gives a really good place to start for a budg...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2227762/small_1629261554-avatar-stephanier174.jpg?twic=v1/output=image&v=2)
For my first purchase, I will be house hacking in a multifamily property. The examples below just happen to be in PA where I have never lived. The questions apply to any property no matter the State. When I return to ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1996176/small_1621517363-avatar-jamief62.jpg?twic=v1/output=image&v=2)
Whether it be REI, Personal development, leadership, mindset, etc. - what book has impacted you in a major way and why? Looking to add some recommendations to my reading list!
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1452805/small_1694923869-avatar-bjornn1.jpg?twic=v1/output=image&v=2)
I’ve been looking into RETA deals (Real Estate Trend Alert) from International Living. The lead guy, Ronan McMahon, presents some compelling deals. I am curious though, if these deals are as sweet as they sound...I’m ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/86137/small_1621416232-avatar-thepiperdown.jpg?twic=v1/output=image&v=2)
Dear Pocketers,
How do you harden / bullet-proof your rentals?
While I've never had anyone utterly trash a rental of mine, I've seen the damage they can do first hand (typically when buying the rental and seeing ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/38478/small_1621389960-avatar-mcs5309.jpg?twic=v1/output=image&v=2)
Anyone used/heard of this HML??? Just found them.
Check 'em out: http://www.dohardmoney.com
They will go 100% LTP (loan to purchase), provide POF, backend their orig. fee and loan payments, etc.
They sound like a s...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/301853/small_1621442867-avatar-kjm1.jpg?twic=v1/output=image&v=2)
So, I'm still learning the ropes and not ready to jump in to actual investing just yet, but I just wanted to throw my plan out there and see what people thought of it (especially Kansas City folk). Obviously the main ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1104/small_1621345617-avatar-spacewaya.jpg?twic=v1/output=image&v=2)
I hope I'm doing this correctly. Thank you in advance.
3-unit apartment complex
Asking Price = $119,500 (I easily understand that this is way too high)
Total Monthly Rents = $1,235
Using the 2% rule, I would need ...
![](https://bpimg-biggerpockets.twic.pics/no_overlay/assets/uploader_default_urls/2_news_item.jpg?twic=v1/output=image/cover=625x330)