Just checking in. I have been active in both markets for 10 or more year. If you want to discuss what it is like lets get a discussion going or trade email.
John Corey
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1069613/small_1652112906-avatar-kelvinh13.jpg?twic=v1/output=image&v=2)
Hello,I have two investment SFH but they are under my personal name. I was wondering - if I move one of the properties to an LLC, will that lower my personal DTI to allow me to refinance the one that is still under my...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/803532/small_1621497892-avatar-lashad.jpg?twic=v1/output=image&v=2)
Good morning BP family,I have come across the challenge of needing to raise my FICO score in order to show lenders I can be responsible. I have a goal to purchase my 1st investment in 1 year. I understand mostly what ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/169254/small_1621421054-avatar-andylballester.jpg?twic=v1/output=image&v=2)
I had just recently applied for a mortgage loan, but had not checked credit score in about 8 mths, however last time I checked score was a 705 on all 3 agencys, after applying I had only checked with experian assum...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/364846/small_1621446857-avatar-richardsyr.jpg?twic=v1/output=image&v=2)
Hi everyone,Does anyone in the South Jersey area have a recommendation for a good collection agency?I had to evict a tenant who owes me about $3,000, and even if I don't collect, I want them to chase this person down ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/277475/small_1621441007-avatar-317anthony.jpg?twic=v1/output=image&v=2)
Hello BP Nation!I've taught Dave Ramsey's Financial Peace University through my church and I thought maybe it's worthwhile to offer to send my renting families through the class? If they latch on to Dave's principles...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/232680/small_1621434997-avatar-roeckerj.jpg?twic=v1/output=image&v=2)
I am seeking advise on a good online tenant rent collection company please.I currently use Clearnow which charges $14.95 for the first tenant and $2 for every tenant after that. They also have the option for the tena...
Hi,
I have been self employed as a sole proprietor my whole life. Looking to use business credit cards as a way of keeping any debt off my personal credit and of course hopefully increasing the amount of capital I ma...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/945324/small_1738024875-avatar-cjm16.jpg?twic=v1/output=image&v=2)
I guess I never really thought about it before, but I'm in the process of refinancing a single family rental via a portfolio loan with one of two local community banks. They both ran my credit, so my question is are t...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1993933/small_1621517347-avatar-cindyn25.jpg?twic=v1/output=image&v=2)
When applying for mortgage loans, do the loan officers know if the applicant has an apartment under their name or not?