![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2112524/small_1736989061-avatar-444noah.jpg?twic=v1/output=image&v=2)
Hey BP,I'm wondering. How do you guys manage your finances. Looking to see if someone has an organized system I can copy. Obviously, you don't ever wanna be dipping into your reserves or savings for maintenance. How d...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/190481/small_1621432097-avatar-heresjohnnee.jpg?twic=v1/output=image&v=2)
Hi all,
I haven't met many of you yet, but my name is John and right now I'm doing my homework and building a network so I can get involved in the St. Louis market. Obviously, there's a lot of fluff and guru ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/166946/small_1621420814-avatar-kp13.jpg?twic=v1/output=image&v=2)
It seems quite possible if not a certainty that federal budget cuts in the near term could drastically reduce social welfare programs. Any opinions out there of what this might do to low income subsidized housing?
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/617606/small_1621493908-avatar-tesho.jpg?twic=v1/output=image&v=2)
How do you guys budget for repairs and capex expenses when estimating cash flow. I have heard people recommend using a percentage of rent but that method doesn't seem practical to me for a variety of reasons. Are ther...
I notice several members here use account aggregators like Mint. I'd like to begin doing the same, but my concern is that many banks don't support 'screen-scraping', and they warn customers not to give softwares acces...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1555266/small_1621513535-avatar-austinw149.jpg?twic=v1/output=image&v=2)
I am a new RE investor and am interested to know how long other investors budget to hold the property for when flipping. Is there a rule of thumb? I was thinking 6 months but have heard a year.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3658/small_1666868218-avatar-allstar.jpg?twic=v1/output=image&v=2)
Wondering what everyone budgets for closing cost as a rule of thumb. I know this can vary based on county to county, who pays title policy, etc. but I'm wondering generally what do you use off your head.
3%, 5%..7%?...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/310710/small_1621443432-avatar-amandaa.jpg?twic=v1/output=image&v=2)
Hi everyone!
Hope you all are experiencing sunny skies as we are here in Northern New York!
As I study more about rei and what a good market is (where there is employment etc) I keep coming back to my military root...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/51071/small_1642367066-avatar-blackbelt.jpg?twic=v1/output=image&v=2)
Favorable updates are passed by Congress and signed by the President for 2016.Bonus Depreciation
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/252545/small_1621436377-avatar-laxindays.jpg?twic=v1/output=image&v=2)
Hi Everyone,I will post longer once it is all finished (if that day ever comes) but just wanted to get some advice from you all. I decided to buy a freeze up foreclosure last year as my primary residence with the ide...