Joshua Strickland
Reserves (how much is too much)
How much reserve capital do you keep in place for your STRs? Specifically when scaling. 3-6 months per property or less once you have 4-5 properties? I’ve typically been conservative, but 6 months reserves for 4 prope...
Nick Ferrari
Federal Reserve Interest Rates going down?
Im curious what you all think about what the federal reserve interest rates will be in the coming future.
Personally I don't try to predict the market especially the Federal Reserve however this is unique we seem to ...
Tony Velez
Buying property number 3 cash reserves?
Hi,We own our primary home and a triplex. Our mortgage broker said in order for us to buy another property.... we would need 25% down. Plus 6 months cash reserve for our primary home and our triplex. Does this sound r...
Jim Smith
FNMA changes Reserve requirements on Investors
FNMA starting today will require reserves to be calculated differently than in the past. Previously they counted a certain number of months PITI for each property as reserves. Now they will use a percentage of the U...
Ryan Moore
Cash Flow and Setting Aside Reserves
For buy-n-holds, if you take a portion of your collected monthly rent to place into reserve accounts for items like future vacancy, repairs, cap ex, etc., do you NOT include that money in your final earned cash flow n...
Wesley C.
Where do you keep cash reserves?
There is no right or wrong answer to this question, but I would be interested to know where you guys keep short to medium term cash that you are holding between deals. That is to say, you sell a property and you have...
Jason Krick
Reserves vs. LOC for Repairs, Maintenance
I am hopefully going to get my first SFR rental property under contract later today, or early next week. Without going through all the details (I will hopefully post the whole story later), the end scenario will be t...
Charles Williams
Acceptance of Rent with Reservations Letter
Does anyone out there have a sample letter, or template, or know where I can find one of an "Acceptance of Rent with Reservations." All my units are in the State of Virginia.Thanks, Charlie
Hunter Peterson
Calculating Reserve Amounts w/ Increasing Rents
When calculating cash flow, you hear a lot about how much you should budget for various reserves (7% for vacancy, 10% for property management, 5% for cap ex, etc. etc.). My understanding is that you're calculating a p...
Evelin Montenegro
Reserves instead of monthly vacancy loss
Instead of doing an 8% vacancy loss every month, does anyone just keep a total reserves amount? For example: Say your mortgage payment is $400 monthly so 6 months worth of rent is $2,400 and another $12,600 for CapEx ...