Jeremy Jackson
Buying with credit card......can I borrow money for free, really?
So, I'm on to my next property (buy and hold). I'm wanting to put as little cash as possible up front for the next one. I'm buying in the 10-25k price range. I have two credit cards. Current balance of $0 on both...
Arthur Voskanyan
Understanding FHA income levels
I’m looking for some general knowledge about understanding FHA loans. Are there income cut offs for qualification for FHA loans? For example, If your income is $100k+, you can still put down a minimum 3.5% with a scar...
Coby Federowski
Pay off student loans or buy rentals?
I have just under $20,000 in student loans. I just started my first job in Ohio with an annual salary of around $35,000. I really want to start realstate investing but I feel like the student loan debt is hanging over...
Brandi Lamb
Interest rate with cosigners
Hi BP! I'm excited to finally have my first question after a few months of poking around BP and trying to educate myself! SO, we are trying to get into the RE market in Flagstaff, Arizona. This is a very small market ...
Lacy Tilley
Lowering qualifications for applicants
1st property is bought and rehab is finished.!!I have had it list for a week with 4 showings and no applications.I’d say I’m in a C+ neighborhood on a very nice street. I dropped the advertised rate from 1100 to 1050...
Terri Pour-Rastegar
Tenant Screening Form/Scoring System
Hi there. Does anyone already have a good tenant screening form/checklist they use while processing applications? I'd especially like to see some good examples of scoring systems if anyone has them.Usually, it's pre...
Cesar Lopez
Some Assets and so/so credit
Hello BP world,About 2 years ago I bought a single family home in Philadelphia. I did a lot of things the wrong way, but I feel like all is not lost. I've been working on getting my credit score back up (roughly mid...
Bryan Hughes
Need mortgage for primary home. Interesting Scenario - Charleston
hello all,I presently own a mortgage on a piece of land in Charleston, SC that I owner financed to a buyer almost two years ago. He is presently 60 days out from finalizing his refinancing and closing out his mortgag...
Lauren Hogan
FICO versus VantageScore?
Hi BiggerPockets - This question is for the lenders on the site. I understand the differences between a FICO score and a VantageScore. Which do you prefer loan applicants check prior to applying for a loan? and WHY?! ...
Jonathan W.
Credit report scores varying from different credit checks?
Using Cozy for credit checks and this persons credit turned up lower then what qualifies.However this person sent me screen shots with the credit checks being different from different reporting companies and that the ...