I have been fortunate enough to now have 3 rental properties and I have 3 home owner (rental) property insurance policies. I have read a bit about personal line and commercial line policies but I still don’t get it. I...

This showed up in my facebook feed and I started wondering what responsibility the landlord or new tenant has for previous tenants mail? I'd write Return to Sender a few times, but then I'd get fed up. I would probabl...

Hi Bigger Pockets investors-. I've been looking into getting umbrella insurance for some time now for extra protection as I have multiple renters living both in my primary home and rental property.  I'm running into a...

A roofer is asking me to hire a Public Adjuster (PA) to negotiate a hail claim with my insurance company. The roofer sent me a 1/2 page contract that would let the PA work on my behalf for $225/hour with no cap. I'l...

I have recently moved to Steadley Insurance Company for my rental properties as my insurance broker found they were cheaper than Liberty Mutual Insurance which I have had in the past.  I have had two occasions where S...

Hi, I am in Northern Virginia and doing a tear down and new construction project. I need to purchase a Builder Risk Policy under a LLC but all the agents I have talked to can only insure under my own name and add the ...

I know this topic has been hammered, but still cant decide whats best. Looking for feedback on a real world example. -Singled Family Rental Property-Rented to College Students Sept-May, and on a weekly basis in the Su...

So I just purchased a house with an older roof in Florida where a 4PT inspection is required. The 4PT verified the roof was acceptable with 5 years estimated life left. I had to go off the standard market to get insur...

Hi all!I live in top floor of a condo building and my downstairs neighbor informed me that a leak was coming through his ceiling. I called a plumber/hvac technician since I found some water in our mechanical closet. T...

Hi All

Just wonder if this is the norm for Miami.

I received a quote for renter's insurance with liability coverage of $300K and wind coverage, the quote is about $1100 for 1 year. Is this normal for Mi...