![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2837466/small_1694716721-avatar-nickquintessa.jpg?twic=v1/output=image&v=2)
State Farm is dropping our apartment insurance policy for two 5-unit apartment buildings I am managing. (They are no longer taking the high risk of insuring rental properties in CA). Any recommendations?
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2612848/small_1670006175-avatar-deannal34.jpg?twic=v1/output=image&v=2)
Hello everyone. I need to reduce my mortgage costs! It's my largest monthly cost. I don't have any other costs I can reduce. I am looking into converting or building a new mini ADU from where my current detached 1...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/800344/small_1682431014-avatar-ikanyengs.jpg?twic=v1/output=image&v=2)
Does it make sense to have multiple homes under one limited Liability corp. or do you need to have more than one LLC to hold the homes? What are the risks if you just have one LLC hold all the houses? I hold three LL...
Standard practice seems to be a fixed deposit amount per unit, regardless of the number of tenants. While there are other factors and exceptions, more people generally can cause more damage than fewer people. I always...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/872458/small_1621504761-avatar-jasons369.jpg?twic=v1/output=image&v=2)
I'm sure this on other places within threads, but what do you typically like to see in terms of investment from the Project Sponsors on Multifamily Syndications? I've seen on the web anywhere from 0-25%, but this seem...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1161729/small_1621509744-avatar-christianb109.jpg?twic=v1/output=image&v=2)
I'm still trying to figure our how to structure my acquisitions.Do I purchase 50 properties and place them all in the same LLC? Purchase them in separate LLCs?My lawyer doesn't like that idea. He would like me to set ...
I know we can use a promissory note to pay the seller during the subject2 deal because the property have equity and positive cashflow but how do i know in the next 5-15 years i will have the money to pay back the sell...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2659614/small_1694558714-avatar-masonb101.jpg?twic=v1/output=image&v=2)
Hi everyone! First time posting in the forum. Love all of the other topics - super informative. My question is regarding partnerships and more specifically partnering on rental properties. When doing a 50/50 partnersh...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2091322/small_1738693124-avatar-ashleyg182.jpg?twic=v1/output=image&v=2)
I have an investment property in IN.I purchased in 2022 for $200k. It appraised for $205k. Purchased for kids future/college fund (maybe relevant maybe not) Mortgage rate is 4.4% currently paying $1149 a month (includ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1413496/small_1694607107-avatar-andreww334.jpg?twic=v1/output=image&v=2)
Due to COVID we had a solid tenant just move out. We have been doing showings and the best applicants have solid income we verified by paystubs that is 4X the rent. The issue is they have low credit scores below 600 b...