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Linda L. What you should be concerned as 1st lien holder if there's 2nd loan?
7 October 2013 | 28 replies

Property appraisal value: 265K

Borrower's down payment: 79K

You 1st trust deed: 132K

Seller: 2nd trust deed: 70K

Two year balloon

In addition to the high combined loan to value, what e...

Pamela Gondeck Our buying agent is incompetent - need input
11 January 2021 | 38 replies

We’re buying a coastal property and made the mistake of not getting references for an agent in that area. The one we ended up with is incompetent. Skipping past other issues to the about to be deal-breaker: We’re past...