Jorge Vazquez
Home Equity Loans vs. Home Equity Lines of Credit: What's the Difference?
When tapping into your home’s value, you have two main options: a home equity loan and a HELOC (home equity line of credit). A HELOC works like a credit card—you can borrow, repay, and borrow again, making it flexible...
Greg Barrett
The Commercial Real Estate Capital Stack
The capital stack relates to the layers of investment financing for a real estate deal. The capital stack creates a visual representation that helps investors understand where they fall in terms of the priority of rep...
Joe Edwards-Hoff
Advice on preparing to invest...
Hey All,
I took a half year break from posting on here, but now I'm back. I am 25 years old and I am trying to set out a 15 year plan. So far, my outline is 5 years of paying of student debt, saving, learning, and bu...
Christian Cody
Finding loans with a 1099
My fiance and I are looking to acquire our first REI. We are looking to do a house hack to get started in investing. The main problem we are facing is financing. We have the money for a down payment and the basic item...
Anthony Portugal
Purchasing first rental property under LLC with mortgage
Hello everyone,I've been an off/on lurker here for a couple years and an aspiring rental property investor. After finishing grad school a few years ago and building some capital, I'm finally in a position to potential...
Chris K.
Debt to income ratio lower if I rent instead of Mortage?
Hi everyone,I currently have a mortgage on my primary residence. If I were to sell and instead rent a home (even if rent is similar amount as mortgage plus annual property tax), does this make it better for my debt to...
Marquis Campbell
Emerging Markets/Leveraging Capital (New Investor)
Good Morning Bigger Pockets Family!My name is Marquis, I’m 27 I currently work as a investment sales broker but I’m am more than excited to embark on my journey in becoming a real estate investor. My why is to create ...
Ray Hayward
Refinancing Hard Money
I am curious to know, is it possible to refinance debt owned to a hard money lender with a bank mortgage as long as the equity LTV is 30%+?I am looking at a property that will require some environmental clean up befor...
Jake Kinney
House Hacking in N. Side of Chicago. What are financing options?
Hello everyone- long time reader/listener to BP, first time poster. I am looking to house hack somewhere on the north side of Chicago and wanted to get some input from the knowledgeable folks on these forums. Here is ...
Jared Fisher
Refinancing a hard money loan
What is the process like for refinancing a hard money loan into a conventional loan? Is it easy to accomplish within a short period of time like within a couple months?