I am at a crossroads about David Ramsey. Am I the only one or do I see him as arrogant, and does his method of cash of king seem like and awful method. I look at his youtube videos and I just dont want to doubt him an...

Searching the internet for whether homeownership is actually valuable will leave your head in a daze. Major players in the real estate investing space will argue that you shouldn’t own a primary home, others will argu...

I work a 9-5 job.  The job pays the bills.  Not terribly happy with it but its not a bad job.  Its a job.  I contribute to a 401k as does my wife in her job.  I've assumed an 8% rate of return on a 100% stock portfoli...

What are some of the long lasting financial side effects of declaring bankruptcy after a bad investment? I caught up with one of my old school mates, who has found herself in crippling debt after blowing all her seed ...

Need some help.Please help me decide on next steps.Current Bills= $10,300 monthMortgage - $2,600 month, already discounted.Credit Cards –$1,030 month………..$150mo @ $7k, $55mo @ $2k, $27mo @ $1k, $35mo @ $3k, $40mo @ $4...

We definitely need some advice moving forward. Thanks in advance !!!Me and my wife combine currently make $55K a year which will potential go to $70k a year with my new job offer. I'm currently in the background phase...

Here is my situation. Me and my wife are 27 living in western,ky.We are about to sell our house in the near future to a relative. We will have right at $40,000 after the sale. We have not made very good financial cho...

You save enough money to start attacking small debts. You find a deal that requires a small amount down and is owner financed. You have enough to cover your down payment and begin fixing things here and there with exp...

Does anyone have any budgets or regimens they implemented and found resourceful to prepare their finances for investing?A lot of people on the podcasts who start out with "no money" had someone to ask for money (mom/d...

Explaining the Loan Process - Mortgage UnderwritingPlease note: Slight discrepancies in this process may occur as lenders may designate responsibilities differently among loan processors and underwriters.Your mortgage...