Va Des
Mortgage broker lock in rates, bait and switch
Can the broker/lender lock in the rates on a mortgage loan without me explicitly signing the Loan Estimate/Disclosures? The lender I am working with kind of did bait and switch. He gave a Loan Disclosures/Estimate wit...
Greg Gaudet
How does BRRRRing effect your credit score ?
I built my credit up from a 570 to an 810 in about 3-4 years. Then this year I Bought my first 3 long term rentals and each one I buy comes with 2 hard hits on my credit (I haven’t even refi’d any of them yet, I’m tr...
Samuel Propersi
Introduction/mortgage question
Hey BP!
My name is Sam, my wife and I are currently looking for our first home/investment in St. Paul, MN. I've been browsing the boards for a few weeks absorbing as much as I can and I'm slowly working my way throug...
Jeff White
How does a commercial loan effect my personal DTI ratio?
I am purchasing a duplex utilizing an LLC and a commercial loan. I am also planning to buy a personal residence within the next 6 months. I have a sizable downpayment for my personal residence, but will need to financ...
Corey Arnold
Looking for a loan for my property
Just started doing business and would like to know how to get business loan for my property that I have found.
Daniel Mills
Credit Card Churning Using Plastiq to Pay Your Mortgages
Hi guys,So, I pay around $5000 a month in mortgage payments for my SFH rentals. I was thinking that I could basically meet the minimum spend for sign up bonuses on cards if I use a company like Plastiq that allows you...
David Hald
Another Neighborhood Inquiry - Village East and surrounds
Hey everyone,I am analyzing a property just north of the Village East of Davenport area east of downtown. It "looks" acceptable, maybe C class, via google streetview, and the crime stats are acceptable to my risk tole...
Holly Schuster
Philly investor here, intro and probate inquiry
Well hello everyone!
I am a 32yo female from The suburbs of Philly and I’ve been lurking around BP for quite awhile now. I worked in the medical field for close to ten years before deciding to jump ship and dive hea...
Quincy Jones
How do mortgage lenders view credit inquiries?
Hello everyone! Im young and just starting out. However it’s I’m a small business owner I have made attempts to expand my credit accounts and also am shopping around for a vehicle. How will these inquiries affect how ...
Jonny C.
Loan Inquiry for People with Unstable Income
Hey everybody!I'm a long-time lurker and voracious reader/listener to BP. Long story short, I left a secure hospital job to be a Realtor about a year ago. It has been a challenging but rewarding year. I don't think I ...