I think there is a pretty easy way to lower prices of housing to some extent.. And that is to do away with Mortgage Broker and have all home loans orignated by the direct lender/ Banks..
I personally bought a home i...

This is a monologue, but I'm interested to see reactions. I've been mulling over a number of high level things, and think that economic reality in 2022 is very different than people (media, left, right, etc.) perceive...

Hi everyone. I'm hoping you can help me find some good DSCR lenders and give me an idea of the going rates? I was quoted 9.75% for a DSCR on a rental property recently. Is that average? High? Low?! As I am shopping, w...

Hello everyone!I am looking to get started lending out of my IRA. I looked into note buying, and while I really liked the idea, it seemed like having good access to notes was key and I don't have that.Right now I'm at...

In November 2023, Fannie Mae introduced a new policy allowing owner-occupant loans on 2-4 family homes with just 5% down, a significant change from the previous requirement of a minimum 15% down payment. One might thi...

Hi BP Community,I've been consuming BP content over web and podcasts like candy for the past 12 months and wanted to finally (formally) intro myself.My name is Jason. I discovered BP in the fall of 2017 which removed ...

Hi, I want to become a hard money lender in Massachusetts. I’ve been involved with a few small house flips the last couple years. I’ve never had to borrow money. I’m tired of flips And want to be the money guy. I’m no...

Hell Everyone,
I'm wondering how much liquid cash one needs to be a transactional funder?

Are there agencies or businesses that pool investors' resources to do transactional funding?

Thanks alot!

So, I was doin' what I do when sleep doesn't happen... I shoulda
knocked myself out instead.

This fresh-off-the presses FRB Report can be found at:

http://www.feder...