Hunter Terryn
Changes to the HVAC industry in 2023 you need to know about!
BP Fam,I met with Ben Kayatta of Xcalibur Services recently and he shared some upcoming changes to the HVAC industry that I felt compelled to share with you all. These changes will likely impact pricing in a major way...
Asher Anthes
Using HELOC's
So, I cash out refi'ed my first property up to 80% at 3.75% fixed. I'm about to close a second mortgage to go up to 90% LTV and give me an additional $17,500 in cash out at 4.75%. I'm using all the money I get out o...
Garrett Hollenbach
Lending Question. How important are fixed rates?
Hello everyone,
I have been shopping around for lenders to help me with my refi. Most offer the usual 70%-80% LTV at around 5% for 20 years. But I found a lender that would give 80% LTV at 4% interest for 30 years...
Account Closed
NREIG
Hi everyone,
Considering switching to National real estate insurance group. I like the ability to be able to have the policies in one place grouped together. I noticed a few threads on here complaining about reasonab...
Account Closed
Listings suddenly flooding Phoenix Valley home market - say wha??
It appears that things have changed, dramatically . . .
We are at the height of the market in Maricopa County folks, and as they say, "buy on the upside, sell on the downside". It doesn't say what's happening in CA...
Drew Zervos
How to navigate choosing a lender in the most ethical way
Hello Everyone!
I have just started my real estate venture and am currently looking for my first property. Our agent recommended a lender she works with often who she has been adding to communications with local pro...
Micheal Briscoe
Options when DTI is too high
To keep the story short, employment changed via a corporate buyout. Pay structure and scale changed. Conventional underwriting is having a hard time due to the extreme amounts of overtime (168 hrs/week).
Just look...
A Schweda
Market Decline?
I am no expert in markets, finances or anything like that.. but since the stock market seems inflated.. are we going to see real estate prices drop within the next year? Specifically if the stock market drops signific...
Account Closed
Fourplex in San Jose, CA
Hello everyone, I would love your opinion on what you would do if you were in my situation. So the quick breakdown is I live in the SF Bay Area, I have a lead on a fourplex, where the owner want 1.5mm (I'm set at 1.45...
Mariah Volk
A few questions!
New to this, so please be nice :)1. If we meet all of the requirements and choose to take bonus depreciation on an STR in 2024 (to take advantage of the 2024 40%), would recapture occur if we decided to change use in ...