This HELOC was originally being reported as a Line of Credit. After the bank was bought by another bank, the new bank is reporting it as a commercial installment loan.I know different types of loans have different eff...

Advice appriciated here. i currently own 11 properties, all rented and going well. I currently only have 6 mortgaes on these 11 properties (paid cash for several) just trying to add more. I recently sold one of my bus...

If you could share some of your stories of being young and needing credit or just facts that would be helpful.

What is the benefit of a Heloc?

Hi, newbie here. One of the things I’m uncertain about is whether or not I should pay off personal debts before making investments. For example, in about 1 year both my car loan and student loan will be paid off. Woul...

I am wanting to start rei and I find myself with poor 600fico. I just had some hard times with my mortgage but got that back on track and now want to be ready to buy more properties in the next year or so. I say a yea...

Looking for folks' understanding of "snowballing".From what I've found while Googling generally, it seems to be a hybrid of the "Debt Snowball" promoted by Dave Ramsey and "debt stacking" from Primerica in that it sug...

I was asked by a tent who was paying on time if I could help his credit out by reporting it to the credit bureau's. I heard of this being possible but does anyone know how or actually do this? Any info would be great ...

I remember years ago hearing that the best way to build revolving credit accounts (credit cards, not secured) was to borrow almost up to the limit, say 80%, then pay it completely off a couple of months later.Is that ...

I'm curious to know especially how the last 20 or 30 points were obtained.  If there was any advice you could pass along that would be useful to others.   I have good credit in the 770s but I would like to get it over...