If things go south with C19 I’ll need my HELOC to cover mortgages. Plus my renters are do not have work from home jobs. How many months should I prepare for? Should I withdrawal all I possibly can before they freeze it?

So, your tenant made it through the screening process and moved in.

What kind of dumb things are they saying now?

Petty requests?

Requests to remodel?

Requests for upgraded appliances?

Whining about the internet...

Trump and the CDC are using public health authority to halt residential evictions for nonpayment through the end of 2020:
https://www.cnbc.com/2020/09/01/trump-administration-moves-to-halt-evictions-during-coronaviru...