Has anyone ever applied for a conventional loan and just used a hml for the 20% down payment? Is it possible to then turn around maybe 6 months later and refinance that 20% down payment with the conventional loan comp...

Good Day Everyone!I have been in the IT field for a little over 10 years with over 5 years of Project Management experience. I recently acquired my PMP and was curious as to how I may be of value to a company and/or p...

I'm curious where the rest of you fall in terms of charging application fees on open units.  In the past, I have allowed tenants to apply for free.  After selecting my top candidate I have them complete a background/c...

Hi all,Had my first conversation with a portfolio lender, and thought I'd share how the conversation went and what their products look like. I'll hit the high notes of the conversation, then afterward I have a few que...

Sorry if this is the wrong place to post this, but I thought I might be helped by perspectives on here.
We're just looking for a place. I've got a family, and due to covid, we had to leave our last state so my wife c...

Hello, I'm an investor/realtor in Central Arkansas.  I'm having a hard time finding hard money lenders and/or financial backers for my flips willing to lend in Arkansas.   I'm looking to do business with someone who i...

You, yes YOU! If you are reading these posts or blogs or listening to podcasts we can all come to the conclusion that you like the IDEA of owning real estate. SO, what's stopping you?"I have no money"  So...go and try...

Seller is the surviving decedant of a home that was in reverse mortgage. She is working on taking possession of the home with her own reverse mortgage and as a successor she can although she has not been paying or ab...

Most lenders I'm seeing are offering 80% LTV for for multifamily financing. I have a property that will appraise for about 1.8 million and I can buy from bank at 1.3 million. Will the ltv be used or will they apply th...

So, my lender just indicated she could not issue a sellable mortgage with a seller carry-back involved...and further indicated that portfolio lending applies the same guidelines?...is this an institutional standard or...