Robert Adams
Example of how interest rate increases affect monthly payments
Below is an example of how interest rate increases would affect your monthly payments at 4% vs 6% vs 8% vs 10% interest if you bought a $400,000 home and put a down payment of 3.5% ($14,000) with a loan amount of $386...
Ezra Nugroho
Tax Implications of Seller Financing via Note
Hi all,I just read this related topic on tax implications of Subject To: http://www.biggerpockets.com/forums/51/topics/1303...My question is what are the tax implications of seller financing that is done via the creat...
Artur A.
Can I pay off my loan ahead of schedule and cut interest?
Can I pay off my principal ahead of schedule - will bank cut the interest?
Rich Hupper
Will this Owner Financing Deal Work?
Hello Everyone can someone tell me if this scenario would work in the real world.I want to put 25% down on a 90,000 purchase ( 22,500) . The loan terms are 5% at on 20 year fixed term loan.I then want to do 20,000 wo...
Alec Anderson
How to calculate rate with sellers terms?
2 duplexes for 162k Zillow estimates they are worth 84k and 85k eachThey are both mostly brick, identical, and right next door to each other. All units 2br 1ba.One roof has a leak, so it needs repair or possible repla...
Jesse Daconta
1031 Exchange into a rental and then primary residence?
Hey guys,We have a friend that just sold a rental property and made $120,000. His plan is to 1031 exchange it into a rental in another location. After two years, they want to make this their primary residence. Is this...
Allison Karrels
Mortgage Math Question
I was running the numbers the other day comparing stack vs snowball for my 4 rental property mortgages and I wondered if there was a 3rd option for debt repayment specific to mortgages. For a mortgage your payment...
Wendy Schultz
Do you consider mortgage payments an expense?
I've debating in my mind if I should consider the mortgage payment in my expenses when determining profitability. Only the interest is truly an expense but a mortgage payment certainly impacts cash flow. How do you de...
Account Closed
Recast vs Pay-down Economics
I recently sold a rental property and would like to invest the cash into another rental property that I currently own. I'm treating this investment essentially like a bond (safe, simi-low return, etc). From what I ca...
Gautam Venkatesan
Notes, Interest Income, Yield - please help my math challenged brain!
I read a lot of posts on BP recommending investing in notes with your retirement funds. I see double digit returns (10-15%) being quoted as common for note investments done correctly. But when I do some simple math...