I heard Brandon on on the BP Podcast mention that he uses cash value policy vs replacement cost policy.  I've read that cash value can be messy. Thoughts?

Hey BP:
I am about ready to close in the next week on another property in Indiana.  It is an all-cash purchase.  However, I have a partner who is willing to cover the rehab costs of 40K.  I have the promissory note w...

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Hi Everyone,

My question is do you favor replacement cost insurance vs. rebuilding cost insurance? Also, if the property is destroyed and you have only replacement cost insurance do you rebuild or just sell the land ...

So looking into single family homes in the $400K range.
Assuming $150K downpayment the mortgage payment comes out to $2300 rounded.
Property tax is usually around $6300 a year rounded. $525 a month.
Zillow rent ...