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Results (10000)
Ellie Narie Debt replacement in a 1031 exchange with two joint owners, but only one on the loan?
15 March 2024 | 2 replies

I heard that with a 1031 exchange we would need to replace the entire debt. How would that work if the property is being owned by two unmarried joint tenants with rights of survivorship, with only one person on the or...

Jack Sun Is there a way to get a loan if I have high debt to income ratio?
3 September 2017 | 13 replies

I recently graduated college and would like to get started in real estate. I have just started working and am making ~50k but expect to move up to ~60-80k in about two years. The problem is I still have several studen...

Bryan Stats Do banks care about student loans for mortgages / cash out refi ?
29 November 2021 | 11 replies

Greetings there
I am new to the real estate world
Unfortunately like many young folks I am saddled with a lot of student loan debt, hence my income to debt ratio is very bad
For those who have experience attaining ...

Brandy Carrero Real estate partnership advice
11 January 2020 | 12 replies

Hi All, My partner and I recently purchased a home, acquisition was 130k after closing. He put about 90k into the home in renovations. It gets a little tricky because my partner is also my boyfriend. He was expecting ...

Jesse Lee 1 stage or 2 stage refinance?
13 April 2019 | 7 replies

I want to do a cash out refinance and was wondering if I should it it two stages. Goal is to pull out as much cash as possible to use towards next deal.-Credit score is around 625. It’s low due to high utilization (&...

Ryan Stirling Installment debt affecting debt/credit ratio
27 April 2009 | 5 replies

I have student loans that I am paying. I just pulled my credit report and they are greatly affecting my overall debt/available ratio. What happens if I pay off one of the loans, do I lose that debt + what is available...

Rachel Hezel Advice on paying down personal debts
30 May 2024 | 11 replies

Hi, newbie here. One of the things I’m uncertain about is whether or not I should pay off personal debts before making investments. For example, in about 1 year both my car loan and student loan will be paid off. Woul...

Michael Hanks Student loans OR Four-Plex? (Dave Ramsey or BP?)
12 March 2019 | 24 replies

Hi everyone!So My fiance and I bought a SFH in an A class neighborhood with a VA loan and little down last year when the market was "hot". Needless to say, almost immediately we realized what just happened. We then re...

Antonio Bodley What is consider good debt and bad debt?
21 May 2014 | 9 replies

In my opinion bad debt is when you pay a debt that is not making you money for example paying bills and student loans. These debts are not making you money where as good debt is somewhat like and investment like using...

Lance Lvovsky Tax Reform: IRS clarifies interest on HELOC often deductible
5 May 2018 | 11 replies

There seems to be confusion regarding how the new Tax Laws affect the interest deductibility of home equity loans and HELOCs. A lot of folks think the new laws do not allow deductibility of interest on their HELOC. Wh...