Jeremy K.
Is this a bad idea?...
I'm thinking about taking out a $25,000 P2P loan (Lending Club, Upststart, Prosper, etc) at 6.9% interest rate for 36 months, and then investing in a note fund with a pref return of 10% for 36 months. I've put it in ...
Shane Elias-Calles
Fixed Rate Home Equity Loans
Hello BP,Does anyone have experience using a fixed rate home equity loan on a primary residence to purchase more property? If so does anyone have an opinion on the risk reward of this strategy? Would it be worth taki...
Ray S.
Where to keep cash on the sidelines?
Where does everyone store the cash they keep on the sidelines while you're waiting to put it to work? This would be money that I wouldn't want to risk losing. What would be the highest return available that provided t...
Adrian Chu
Best Hard Money Rate/Terms in State of Washington
Doing some research on hard money lenders. The most common I have seen are 2-4% fee, 1-9 month term, 12% interest price point.The best rates/terms I have found for Washington is:2% + $1495 fee, 4-12 month term, 9.5% ...
Jeff Rabinowitz
Personal note and SD IRA note on same project.
My wife and I have written a personal note (made a loan) on a real estate project. This project is going to require more funding to complete. I am considering providing a second loan, from my self-directed IRA (or ...
Joseph S.
Syndications with BAM, Ashcroft, and/or Praxis
I'm considering making my first investment in syndications and am considering BAM, Ashcroft, and/or Praxis. Most of the reviews of these folks are quite dated, so I was wondering if people could offer more current per...
Michael Temple
Capital Reserves vs. Inflation
Thinking about the best places to store capital reserves now that savings rates are at or near 0%. We all know it is a good idea to have plenty of reserves, but where are some ideas of places to keep them. I would say...
Priestley Leng
Understanding Construction Loan Terms
I’m trying to understand the terms of these construction loans to build a duplex and choose the better option ASAP.
Loan 1: Loan Amount: $525,000 - $75,000 funded at closing (less fees and reserve), then 6 draws of ...
Jonathan Rivera
Va Loan / House hacking
I am considering buying a duplex with my VA loan to start off. I was wondering if anyone can shed some light on the process ? Will I be able to live in one side and rent the other side to a section 8 tenant ? If so, W...
Anthony Standard
Self Directed IRA funding
Hello BP Community,I have in a Self-Directed IRA. I'm ready to pull the trigger on purchasing my 1st multi-family property. My question is, when I buy my property and its cash flowing monthly, how do I reap the financ...