Hello.  I have 7 rental houses and am in the process of renewing my umbrella insurance policy.  An old policy I had listed each of the properties covered under the policy.  My new policy only states that I own 7 house...

We now have several multifamily buildings - each with its own robust insurance policy. However, it was suggested by a friend that we should get an umbrella policy for each building.I inquired with our agent and he adv...

Hello,
Insurance has always been difficult for me to understand and I feel like it's all a scam anyway (since they always find ways out of covering stuff). Can someone explain to me the difference between having a $1...

I was looking for an umbrella policy and have just about given up. After 3 to 4 hours invested I am having no luck.Always a problem.Over 10 rentalsWill not write over the current landlord policesNot available in my st...

This is just a general question, but I see it discussed on here a lot that your rental properties are under a different insurance company than your primary residence (and other items) because usually your main insuran...

I currently have an umbrella policy under State Farm.  I was wanting to get coverage also for my SDIRA properties, mobile homes, ect....  My current agent said that they would only cover 4 rentals.  She mentioned a co...

I’m curious to hear from private real estate investors who’ve faced unexpected insurance claims and were protected by an umbrella insurance policy.
We often see discussions whether investors should use an LLC or an u...

I recently wanted to add an Umbrella policy. My insurance provider for my home and autos is Allstate and I have the coverages needed for an Umbrella. However, Allstate doesn't provide an Umbrella for customers who o...

I am trying to fiind out if I need to take umbrella insurance in the name of an llc or in the name of the owner. If I have 2 properties and 1 umbrella insurance , each of the properties are owned by a separate llc , w...

I thought umbrella policies covered individuals, but I'm being told that I have to list my rental properties if I want the umbrella to cover them. Is that right?