I understand that DCRs need to be 1.25 and above for commercial loans, but what source do lenders use to compute those numbers? Tax returns? Just most recent or 2 years worth? Do they ignore depreciation as it appears...

Hi everyone. I'm hoping that a clever, experienced investor can help me. Maybe I'm just terrible at mathematics, but I'm struggling to figure out how to calculate ROI from a house purchased via my HELOC.The numbers I'...

I've been wanting to get into rei for some years now but never knew when to start, luckily I hadn't waisted to much money on guru info before I found BP. 😊 I've been watching every podcast I can find, bought @BrandonT...

Greetings everyone!First, I apologize for asking something that must be obvious for most people on BP. I have recently started poking around notes (mostly out of curiosity and for my own education) and one thing that ...

I'm currently in the due diligence of a note, perceived as non performing but as I started to inspect the file I have noticed the current loan services company has reached a 3 payments trial payment plan agreement wit...

I am trying to make sure I don't pass on a deal because of it not meeting certain metrics.Is cash on cash return and CAP rate really important for someone who plans to buy/hold/rent (long term) plain jane, blue color,...

I flip mobile homes in california and florida- we now want to sell a few performing notes we're carrying to generate expansion funds more rapidly.  We have a very strong 10 year, 9% note for a principal of $60,000. Th...

Hey Guys, Want to ramp things up and start spending about $1.5k/mailing/mo on marketing for seller leads. Would like to take on a money parter to pay for all or some of the costs.  What kind of deal have you done or r...

I have been invested in multi-family for the past several years and looking for a new opportunity as costs in the Houston area apartments keep climbing and are hard to get. I have been looking into note investing and ...

Being a note investor for over 10 years and starting at large fund I always saw large tapes.  When I broke off in 2012 and started buying personally, I hoped never to see the day of tapes of less than 300-500 would ne...