![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1798359/small_1621515652-avatar-xelab.jpg?twic=v1/output=image&v=2)
Working on qualifying for a mortgage today. My credit rating is super high according to my Chase ap (experian), and my discover card (trans union). My score is super high (not sure it is safe to mention the score he...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/927555/small_1621505689-avatar-vicd1989.jpg?twic=v1/output=image&v=2)
Hello citizens of BP.. Has anyone dealt with Credit Repair companies or anyone that specializes in Credit Repair? I'm trying to improve my credit ASAP to qualify for a loan. I have about 3 credit lines in good standi...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/310615/small_1621443427-avatar-josht8.jpg?twic=v1/output=image&v=2)
I know this dead horse has been beaten plenty of times, but as stated in my only prior post I am just beginning my investor career. I am finally in a place where Ive been paying all bills on time for 4+ years, my wife...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/452115/small_1621988560-avatar-gregm50.jpg?twic=v1/output=image&v=2)
I am up against my DTI ratio for a traditional mortgage and I have been looking in to the DSCR option and it from what I am seeing it looks like a decent way to continue to scale. Does anyone have insight on what the ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/54351/small_1638406770-avatar-re_mike.jpg?twic=v1/output=image&v=2)
In Southern California, the rental properties that make most financial sense are often in some not-so-good neighborhoods.
I screen applicants by running a credit check, but I have never found anyone with a cl...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/648175/small_1621494620-avatar-todds57.jpg?twic=v1/output=image&v=2)
How many improvements should you make? Do you need a property manager? How do you find good tenants?So you have decided to invest in residential rentals! Whether you’re keeping your day job and want passive income ...
What is the best way to Repair your Credit?
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/192136/small_1694939973-avatar-fhuynh.jpg?twic=v1/output=image&v=2)
Hello fellow biggerpockets members! Long time lurker/reader and first time poster. So I came upon an interesting situation recently. I was saving up to BRRRR my first house until I had a conversation with a friend of...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1837/small_1621345808-avatar-nolainvestments.jpg?twic=v1/output=image&v=2)
Anyone out here thought about doing a lease purchase? It has recently come to my attention that the 8k tax credit works on lease purchase deals as well as straight up purchases.
We were quite surprised so I thought I ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1009392/small_1695913801-avatar-matthewm377.jpg?twic=v1/output=image&v=2)
I'm new to posting on BP, but have listened to the podcast for months. My wife and I purchased some land 9 months ago below marked value. We improved the land over the past 9 months with the goal of building on it, ...