![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/451831/small_1621477264-avatar-real_elias.jpg?twic=v1/output=image&v=2)
Hi BiggerPockets community!Elias here. Originally from Calgary, AB. Living in Japan for the last 8 years. Relocating back to Canada with plans to settle in Vancouver, BC area in 2017.I'm serious about getting into rea...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1069813/small_1694568752-avatar-mikea191.jpg?twic=v1/output=image&v=2)
We use a third party to run the credit and application fees. They charge $29.95 for both. We do not collect the money, the third party does. One potential tenant just callled and said we are not allowed to charge $29....
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/801275/small_1621497797-avatar-tcho.jpg?twic=v1/output=image&v=2)
Hey everyone,I was just thinking about this the last couple days and unable to come to my own solid answer, so decided to ask all you wonderful experts out there. When it comes to the Refinance portion of BRRRR, I un...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/280271/small_1621441225-avatar-mk11.jpg?twic=v1/output=image&v=2)
Hello, I am beginning to look at property listings online for multi-unit properties and am seeing the "expenses" vary from property to property. Sometimes it's not even listed at all. What exactly do the expenses en...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/319836/small_1621443957-avatar-jbcameraguy.jpg?twic=v1/output=image&v=2)
I don't have very many before pictures because we lost the memory card. Stuff happens, but we bought a home from a wholesaler in a retirement community and spent about 2 months updating practically everything, going w...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/186264/small_1621431808-avatar-jeromy_junkin.jpg?twic=v1/output=image&v=2)
The more I listen , the more I love that my brother introduced me to this idea of real estate! I'm learning and getting more excited each day! New goal is posting on BP that I have found a good house to finally make ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/762307/small_1694605851-avatar-erich164.jpg?twic=v1/output=image&v=2)
I'm currently in closing for my first property and am looking for insurance for it. I'm trying to decide if I should get ACV insurance and increase the cashflow by $20 a month or so or if I should get replacement.
W...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/470653/small_1621478129-avatar-scottr47.jpg?twic=v1/output=image&v=2)
I'm getting to the point where i should start to look into what an LLC can do for me. My wife really wants to set one up but I can't think of a scenario where i'd be sued for more than I'm already covered. I honestl...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/567194/small_1621492754-avatar-christianw11.jpg?twic=v1/output=image&v=2)
Private money lending is extremely common. Do you actually 1099 your private money lender, or just let it slide since it's friends/family and likely a lower than market interest rate?
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/84671/small_1621416075-avatar-rachmak.jpg?twic=v1/output=image&v=2)
This question is posed to multifamily operators and managers of larger apartment buildings that have recently implemented RUBS through a 3rd party vendor.In your experience, what percentage of your utilities were you ...