I am a small-time landlord with 6 SFH rentals, all of which were purchased to be rentals (retirement income - I spend an inordinate time worrying about retirement lately) and all have been rented since purchase.   I ...

Hi Everyone!This post is 2 questions in one, if it's suggested I post these separately let me know!First off is my investment strategy. I have some capital to work with and can buy residential properties with cash. ...

Hi BP,We are looking to do a cash out refinance of our primary residence (no outstanding mortgage). Half of it will be to convert our garage to a granny flat for STR. My understanding is that the tax treatment is the ...

I recently rented out my house and moved in with my parents for a year or two. Do I technically have no "primary residence" with respect to loans? I wanted to refinance, but the rates are much higher for rental / inve...

Thank you in advance for taking the time to read and/or answer my question.  I appreciate your time.  I'm, not sure how to pose this question either but here goes...I recently used a cash-out refi to purchase a SFR re...

Hey BP,My wife and I are married and file jointly for taxes. Our primary residence is only in her name with the rentals in my name. I want to “refi” my current primary residence to a VA cash out at 100% LTV. I spoke w...

I have a client selling a duplex.  He bought the property for about $100K 15 yrs ago and refinanced the deal, pulling cash out about 10 years ago for $325K.  So his basis is very low.We have an offer on the property f...

Need Help :) I am debating about refinancing a rental in my husbands name to my name. The reason I am interested in doing this is it would allow us to buy another house under my husband for 15%. I am smart enough to k...

Hi there,

My husband and I are first-time landlords due to a property inheritance. The home we inherited does not currently have a mortgage on it.

We are looking at refinancing our primary residence, and I'm thinki...