William D.
Using a Co-Borrower on an Investment Property because of Low CS
My credit score is 667, with no major issues and my salary is $93600. From my research it does not meet the minimum 680 for an investment loan. My fiance has a 720 score but only makes $30000. Would she be able to hel...
Franklin Navarro
Looking to get a HELOC for the first time.
Hello everyone,I am currently looking to get a HELOC, and would like some recommendations of people, and/or institutions that can walk me through the process and help me. Thank you in advance.-Franklin.
Kenley Law
Overwhelmed with mortgage lenders – SF Bay Area, California
I'm trying to apply/get prequalified for my first mortgage in the SF Bay Area. I'm from Canada working here on a TN visa, married to a US citizen. I have 15 months of credit history and my credit score is in the 700 r...
Cailyn C.
What’s a good rate for primary?
Assuming having best credit score and no problem in debt income ratio, what is now a good rate for 30 yr fixed 20% or more down for primary residential ?
Brian Leigh
Personal Loan or HML for BRRRRR
Hi BP! I am looking at a few BRRRRR properties that would cost $65-75k to acquire and rehab. If I only have $40k cash available, would you recommend a personal loan or line of credit from a local credit union? Or secu...
Ludmila M.
Lowest 30-yr fixed mortgage rates today?
Hi!I'm looking to cash-out refinance my rental, the property is in my name. To your best knowledge, which conventional bank/ credit union offers lowest 30-yr fixed rates these days for investment properties? So far ...
Daniel Dellanno
Lenders / Credit Union
Looking for some favorable credit unions. Any suggestions? Looking to put as little down as possible for long term rentals. I have a primary residence in NJ. Looking to invest in the central Florida market.
Derek Kitchen
Interest Rates & the Role of the Broker
Hello BP,Jumping right to it, I'm wondering how do I know if the interest rate my mortgage broker is telling me is "good" or the best I can get? Can/Is he ripping me off or is this federally regulated therefore no wo...
Jeff Blackwell
Rental Property Home Equity Loans - Help
Looking for a bit of advice on one of the strategies in @brandonturner book: The Book on Investing in Real Estate with No (and Low) Money Down. His chapter on Home Equity Loans and lines of credit has everything I am ...
Rick G.
790/800 credit score.. What should today's mortgage rate be?
We're closing soon on a conventional mortgage for our primary residence. The mortgage broker is claiming that 4.25 is the best available rate today. Sounds high to me. Any thoughts on the rate? Am I way off base think...