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Results (10000)
Daniel Phai Tax Breaks on Equity for a Rental?
12 April 2021 | 2 replies

Hello Everyone! 
Just took out $100k of equity on my primary house to invest in real estate! Just got under contract and now I have a few options. My mortgage broker is asking if I want to put down 20% or 25%. I'm li...

Danny Lyu My 2 Options: Personal vs Commercial Loan
26 November 2024 | 35 replies

Hi All,
First-time poster here. I’m currently in the pre-approval process to purchase a 2-4 unit multi-family property. I’ve approached a local bank in Upstate New York offering a 30-year loan with a 10% down payment...

Joe Kessler Refinancing a Primary Mortgage at 20% LTV
30 July 2018 | 2 replies

Hi all,I'm trying to wrap my head around what to do with my current primary mortgage.  My wife and I have decided to pay down some debt while real estate prices around us continue to skyrocket and good deals remain so...

Christine Edwards Current financing available for owner occupied multi?
23 May 2018 | 3 replies

I am looking at purchasing a multi-unit property.  Does anyone know of a lender that would do this as owner occupied?  I find things that say I should be able to go FHA minimum down as long as the is 4 or less units. ...

Malcolm Jackson Using loans for down payment
15 February 2022 | 4 replies

Hello all.I’m looking for some creative ways to finance a property. I’m planning on using a vacation home loan to get the down payment down to 10% down. I planned on financing the down payment with a personal loan unt...

Suyog Patel Please help me understand BRRR strategy!
28 September 2021 | 4 replies

Hello all,I tried my best to understand the BRRR strategy but not sure if this is right in my situation.
I have a first rental property purchased at 110K with a cash flow of 600. I rehabbed it with additional 15K in ...

Chris Burke Convert Primary Mortgage to DSCR on rental property?
8 October 2024 | 7 replies

I have a rental property that used to be our primary residence. We used a HELOC on that property for a down payment and some renovations ($285k) on our now current primary residence.Our rental property has a 2.99% rat...

Brandon C Abney House Hacking Question - Loan Types and Legal Entities
20 October 2020 | 2 replies

Hi everyone, I'm new to Bigger Pockets, and I have a few questions that I'd be quite interested in getting some opinions on.
For a little bit of context before I get started, I'm a college student in Louisville, KY w...

Alex Morstadt Mortgage Note Accounting
29 November 2018 | 8 replies

Hello CPAs! I am struggling to get a definitive answer to the question - are payments from a Performing Note passive investment income or are they ordinary income? I have seen it described as both - and lets face it, ...

Aria Pearl How to structure deal with only 1 partner on loan?
8 January 2024 | 5 replies

Hello everyone!
I am trying to come up with the best way to split profits for a 3 person partnership.
We are looking to purchase a property for short term rentals. We are all planning to split the down payment even...