Josephine Breign
Does Umbrella Insurance require max coverage on car insurance?
Hi BP! This question is for landlords who chose Umbrella Insurance instead of putting their properties in LLCs. Seems like the UI only comes into play after all other insurance limits are reached. We're having trouble...
Varinder Kumar
Umbrella insurance or LLC for rental
I'm trying to be extra cautious incase something happens at my rental in which I would need more coverage. My friend put his rental in a LLC and he states it will cover him if there is a lawsuit etc. My realtor was r...
Ryan Bird
Rental fire dwelling and umbrella
I have an out of state rental property with rental dwelling fire policy. I can’t take umbrella for my rental property since my auto and home are in Chicago. Will my umbrella taken here In Chicago cover the other out o...
George Glessner
Insurance Structure With LLC
I’ve read through a bunch of forums on here trying to find an answer to my question but I am still confused. I am in the process of setting up an LLC to begin my rental property adventure. I am going to be starting ou...
Aiesha Hooper
New Landlord- Should I get landlord insurance or umbrella policy?
Greetings! Next month, I will be renting out my SFH. I have a property manager, but I understand that they do not assume responsibility for any legal issues if an incident were to occur with the tenants. Should I can...
Dave Clark
Need HepUmbrella Policy
Hello BP community,
I am an investor with properties in California and Ohio. I am looking for an umbrella policy to supplement my individual property policies. I am having trouble finding an insurance company that co...
Phil C.
How to qualify for umbrella insurance
Hi All! I would need some advice on purchasing insurance policies for my rental properties. I now have 10 rentals. I have been researching different options to protect against unforeseeable events. I've read about LLC...
La T.
LLC vs personal umbrella coverage for investment properties
Hello,I am buying 2 investment properties. Am trying to decide between creating an LLC and getting Business liability coverage for the properties or just covering them using my personal umbrella insurance.Any suggesti...
Chris K.
Do any companies offer Standalone Umbrella Insurance?
Right now I have USAA for all my insurances including my rental property. They make me insure for replacement cost which is almost double what I'd want to cover it for. For my next purchase I'm looking at going wit...
John Boby
Which insurance companies offer the best umbrella policy?
Which insurance companies offer the best umbrella policy in California?